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How To Pass A Life Insurance Medical Exam

You’ve been called for a life insurance medical exam with your GP or a nurse screening.

Your first question is probably ‘why?’

Your second is likely ‘what are they gonna do to me?’

Well, reader, strap on your seatbelt and buckle in.

Can You Get Life Insurance If You’re Bipolar?

When it come to bipolar disorder, you may think that the greatest concern of the life insurance company is death by suicide.

Generally people hear the word "bipolar" and immediately think that person is a danger to themselves.

As a result, you might think that someone who has had suicidal thoughts or attempts in the past will be declined for life cover...

Is Income Protection Insurance Worth It?

Car worth €50,000 - insured.
House worth €500,000 - insured.
Smart-phone worth €1000- insured.
Income worth €2,500,000 - NOT INSURED

Why not? I think I know...
October 11 2018 5 min read Blog Income Protection Uncategorized

7 Ways to Support your Partner if They’ve got a Chronic Illness

You already know this if your other half has a chronic illness.

You’re not really supposed to admit it but it can be hard being with someone who is chronically ill. The flare-ups and the symptoms and the missed-things. Cancelling plans and going to doctor’s appointments and having to take time off work.

Sure, you’re not the one with the chronic illness, but it can feel like a third presence in any relationship.

Ultimately, all you want to do is help, but ‘chronic’ usually means ‘not curable’, so your partner’s illness becomes the new normal.

If the diagnosis is new, it can feel like a lot – and all you want to do is help out, but where do you start?
October 10 2018 6 min read Blog

Broker or Bank for Mortgage Protection Quotes

You're almost there.

The bank has eventually given you mortgage approval.

You've found your dream home.

The vendor has accepted your offer.

Now all you need to do is meet with your bank and buy their mortgage protection, right?
October 5 2018 4 min read Blog Mortgage Protection

How Do You Know If You’re Overweight For Life Insurance or Mortgage Protection?

According to a World Health Organization (WHO) report, Ireland has the highest cases of obesity and excess weight in the whole of Europe. So you won't be surprised to hear the number one health issue we encounter at lion.ie is weight.

The first step is to calculate your Body Mass Index (BMI). This is a screening tool that uses height and weight to estimate body fat. Here's a quick calculator...
October 1 2018 4 min read Blog Life Insurance Medical Issues

Life Insurance with Irritable Bowel Syndrome

We know how awful irritable bowel syndrome (IBS) is, being prone to constipation, alternating sometimes with diarrhoea, constantly feeling like a beast has taken up residence in your gut.

Arranging mortgage protection or life insurance with irritable bowel syndrome should be a breeze in comparison...if you choose the right insurer.

That's where we come in.

We're Ireland's specialist life insurance advisor which means we know which insurer to approach if you have IBS saving you time, hassle and most importantly money.
September 28 2018 3 min read Life Insurance Medical Issues

4 Tips For Managing Your Money if You’ve Got a Long-Term Illness

Money management is stressful. It’s even more stressful if you’re living with a chronic illness. The truth is that everything is a bit more difficult with a chronic illness: all the doctor’s appointments and treatments; flare-ups; time off work; and stress.

So today I’m skipping all the ‘ditch takeaways’ budgeting advice and filling you in on what you need to know about managing your money if you’ve got a long-term illness.
September 26 2018 6.5 min read Blog

Life Assurance Loading | Why?

So those scoundrels at Aviva, Friends First, Irish Life, Royal London, New Ireland or Zurich Life have increased your premium, eh?

And you're wondering why?

Let me explain:
September 24 2018 4 min read Life Insurance Uncategorized

How To Buy Life Insurance With Bad Health

We're arranged cover for client with all kinds of weird and wonderful health conditions.

So nothing phases us.

Here are the 23 most common conditions we come across.
September 19 2018 3 min read Blog Life Insurance Medical Issues

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We’re an online life insurance broker. We compare life insurance quotes for mortgage protection, life insurance, specified illness cover and income protection from all 6 leading life insurance companies in Ireland, instantly and anonymously.

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