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The Having a Baby Financial Checklist

Having a baby is just about the most adult thing you do.

It’s also wildly rewarding, even if it doesn’t feel like it when they’ve thrown their dinner on the floor (just after you mopped it) or they’ve somehow managed to paint their entire body in a strange concoction of food things (just after you bathed them).

Never estimate the amount of damage a small child can do in five minutes.

They’re also expensive...

Mortgage Income Protection

Paying your mortgage is a pain at the best of times.

But imagine if you couldn't work long term due to illness.

What happens then?

When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

Income Protection for Contractors

No doubt, as an independent contractor you’ve experienced it all.

The hopes.
The dreams.

The days where it’s gone spectacularly well and the ones where you consider packing it all in to permanently push pens.

It’s a rollercoaster. But what happens if you get sick? And I’m not talking a dodgy belly or a sore head after a long weekend...

Mortgage & Life Insurance with Crohn’s or Ulcerative Colitis

Worried that IBD will affect your life insurance or mortgage protection application?

You've come to the right place.

We're the experts when it comes to Cronh's and Colitis.

Why Buying Mortgage Protection from a Bank is a Bad Idea

It’s very easy to think that bankers are wan…bad guys. Sure wasn’t it the bank’s fault that the Boom collapsed so badly?

Between massive loans and inflated prices, it was all a bit of a disaster. But we’ve sort of returned to a middle ground where the banks aren’t such bad guys after all.

Or have we?

When it comes to Life Insurance, that’s definitely not the case. Why? Let’s take a look at why buying insurance with a bank will hit you square in the pocket.

How Digestive Disorders Impact Life Insurance

In this guide, we'll dive into the world of digestive disorders and how they can affect your life insurance and mortgage protection.

We'll chat about seven common digestive issues, like Barrett's oesophagus, Gastro‑oesophageal reflux, and those pesky hernias.

I'll spill the beans on what insurers want to know, how it impacts your costs, and whether you're eligible for serious illness or income protection coverage.

So, grab a cuppa, relax, and let's make sense of it all.

Does Life Insurance Cover Death Caused by an Accident?

You finally did it - you bought life insurance.

You head out for lunch, feeling like an official grown up, having done the right thing and applied for life insurance online

And you did it on company time!

Double win.

You take your phone out of your pocket to call your partner with the good news (they've been at you for ages to get your  life insurance sorted)

No reply.

You look down at your phone to redial, stumble onto the road and...

Getting Mortgage (Protection) Ready in 2024

Without mortgage protection you can't get a mortgage so it should be the first thing you arrange when you're getting mortgage ready.

In this blog we look at potential hurdles such as health issues and medical appointments.

How Income Protection Works in Ireland in 2024

Your No Bullshit Guide to Income Protection

Based on questions I have been asked over the years.

Enjoy!

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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