Can I get life insurance if I have arthritis?

Yes, you can get life insurance with arthritis. If it’s mild and well-managed, some insurers may offer you cover at the standard price.

Does rheumatoid arthritis affect life insurance costs?

Yes, premiums depend on severity. Mild RA may not impact the price, but moderate to severe RA will likely increase your premium.

What about income protection or serious illness cover with arthritis?

Income protection is sometimes possible with mild or moderate RA, but not always. Serious illness cover is rarely available if your arthritis is severe.

Which insurer is best for arthritis in Ireland?

Some insurers are much more lenient than others. That’s why it’s worth working with a broker who deals with all five — like Lion.ie.

Medical Issues & Life Insurance Archives

Life Insurance with Arthritis in Ireland | Get the Right Cover

Got arthritis and hit with a savage life insurance quote?

Don’t panic — it depends on your condition, your meds, and (crucially) the insurer.

Here’s how to get a fair deal.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

August 6 2025 4 min read Medical Issues & Life Insurance

Skin Disorders and Life Insurance

Worried a skin disorder will affect life insurance?

From psoriasis to melanoma, we explain what insurers look for and how to get the best cover.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

August 1 2025 3 min read Blog Medical Issues & Life Insurance

Life Insurance with Addison’s Disease

Diagnosed with Addison’s and worried about life cover?

You’ve got options.

We’ll check every insurer and find the best one — before you even apply.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

July 31 2025 3 min read Medical Issues & Life Insurance

Life Insurance with Back Pain

Back pain won’t usually affect your life insurance, but income protection is a different story.

Here's what insurers look for and how to get cover without drama.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

July 8 2025 3 min read Medical Issues & Life Insurance

Mortgage Life Insurance with Kidney Disease

mortgage and life insurance after kidney diseases

Think you’re uninsurable because of kidney disease?

You’re not.

Whether it’s CKD, PKD, or a transplant — we’ve helped people just like you get covered.

No sugar-coating, no nonsense. Just proper advice from people who knows how underwriters think.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

June 3 2025 6 min read Medical Issues & Life Insurance

Overweight for Life Insurance or Mortgage Protection in 2025?

how BMI affects life insurance text on image of healthy food bowl

Worried you're overweight for life insurance?

You've come to the right place.

We've helped get people cover who had been refused elsewhere.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

February 9 2025 4 min read Medical Issues & Life Insurance

Life Insurance with Endometriosis

getting mortgage protection with endometriosis

Anxious that your endometriosis will stop you getting life insurance?

Don't worry.

We've arranged countless policies for our clients with endometriosis.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

November 28 2024 3 min read Medical Issues & Life Insurance

Life Insurance with High Blood Pressure in 2024

You don't smoke, you're in good shape, exercise regularly, eat plenty of greens and you still suffer from high blood pressure or hypertension.

It doesn't seem fair.

But if you have been diagnosed with hypertension, you can count yourself lucky in a weird way.

Why?

Because you can do something about it.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

November 12 2024 3 min read Medical Issues & Life Insurance

Getting Life Insurance with Haemochromatosis

do you pay more for cover with haemochromatosis

Haemochromatosis is an iron overload disorder. It is a genetic condition that causes people to absorb excessive amounts of dietary iron.

If your ferritn and iron levels are in the normal range, you should have no issues getting mortgage protection, life insurance or incoem protection.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

November 11 2024 Medical Issues & Life Insurance

Do you pay More for Life Insurance if You’re Coeliac?

Getting life insurance as a coeliac is fairly straightforward.

The only issues arise is where there have been complications or if your disgnosis is very recent.

Here's my guide to getting life insurance as a coeliac.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

October 22 2024 3 min read Medical Issues & Life Insurance