Need mortgage protection quickly?

You've come to the right place.

We discuss how quickly you can get mortgage protection and what will delay the process.

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

You finally did it - you bought life insurance.

You head out for lunch, feeling like an official grown up, having done the right thing and applied for life insurance online

And you did it on company time!

Double win.

You take your phone out of your pocket to call your partner with the good news (they've been at you for ages to get your  life insurance sorted)

No reply.

You look down at your phone to redial, stumble onto the road and...

On June 7th, 2023, Insurance Ireland announced the complete details of their new Code of Practice for Underwriting Mortgage Insurance for Cancer Survivors.

Under this Code, insurance companies will not consider a cancer diagnosis if the person is in complete remission and active treatment ended more than 7 years before the application (or more than 5 years if the individual was under 18 at the time of diagnosis)

Cancer survivors can get mortgage protection (reducing life insurance) of up to €500,000 for a mortgage on their primary residence.