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Vhi Life Insurance & Mortgage Protection Review (2026)
Vhi offers simple life insurance underwritten by Zurich Life.

It can work well for healthy applicants who want quick cover, but the policy has stricter age limits and less flexibility than broker-arranged alternatives.
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March 10 2026 5 min read Life Insurance

How Long Should You Take Life Insurance For?
How long should life insurance last?

In Ireland most policies run until your youngest child becomes financially independent or your mortgage is cleared.

Here’s how to choose the right policy term.
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4 min read Life Insurance

Can You Claim Tax Relief on Income Protection Insurance in Ireland?
Income protection premiums qualify for tax relief in Ireland because approved policies fall under Revenue’s Permanent Health Insurance rules.

You can claim relief at your marginal tax rate, which can significantly reduce the real cost of cover.
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March 9 2026 4 min read Income Protection Insurance

Do You Need Life Insurance When Renting?
Do you need life insurance when renting?

Learn when life cover makes sense for renters and why income protection is often the bigger financial risk.
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March 6 2026 3 min read Mortgage Protection Insurance

Income Protection for Teachers in Ireland
Most teachers in Ireland already have salary protection through union schemes such as INTO, ASTI or TUI.

This guide explains when personal income protection may still make sense, particularly for teachers working outside the union system or those affected by medical disclosures
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5 min read Income Protection Insurance

What is a Loan Clause When Buying a Home in Ireland?
A subject to loan clause protects you when buying a home by allowing you to withdraw if your mortgage approval falls through before contracts are binding.
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5 min read Mortgage Protection Insurance

What is a Life Insurance Trust in Ireland?
A life insurance trust lets the payout from your policy go directly to chosen beneficiaries instead of becoming part of your estate.

Here’s how trusts work in Ireland.
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4 min read Life Insurance

How to Assign a Mortgage Life Insurance Policy
Assigning a life insurance policy links it to your lender so your mortgage is cleared if you die.

Here’s how the deed of assignment process works in Ireland.
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6 min read Blog

What is a Life Insurance Guaranteed Insurability Option in Ireland?
A question I'm often asked is: Can I get more life insurance in the future if I need it?

My answer is: Yes, but you'll have to answer medical questions....unless you can use the guaranteed insurability option.

The response to which is invariably: What the hell is a guaranteed insurability option???
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March 5 2026 4 min read Blog

Life Insurance with High Blood Pressure in Ireland
High blood pressure doesn’t automatically stop you getting life insurance or mortgage protection.

Learn how Irish insurers assess hypertension and what it means for your premium.
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3 min read Medical Issues & Life Insurance

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