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Mortgage Protection Insurance for Cancer Survivors in Ireland

If you’ve had cancer and you’re applying for mortgage protection in Ireland, the rules have changed.

This guide explains how the Code of Practice works, who qualifies, what still needs to be disclosed, and where applications can become more nuanced.

Can Bonuses and Commission Be Included in Income Protection in Ireland?

Some bonuses and commission can be included in income protection, but only in specific circumstances.

What matters is how regular the income is, how it’s taxed, and how it can be proven.

Do You Pay Tax on Life Insurance in Ireland?

Life insurance payouts are not automatically taxed in Ireland.

When tax applies, it’s usually because of how the policy was structured and the relationship between the person who dies and the person receiving the payout.

Has Your Reviewable Whole of Life Insurance Premium Gone Up?

If your reviewable whole of life insurance premium has jumped or is due for review, this explains why it happens, what insurers actually do at review, and what options you still have.

Can I get Income Protection Before Starting a New Job?

Changing jobs is one of the easiest ways to accidentally lose income protection.

This guide explains what happens to your cover when you move roles, go between jobs, or change occupation, and how to avoid costly mistakes.

Mortgage Protection with Diabetes in Ireland

Mortgage protection is often possible if you have diabetes.

What matters most is control and how the application is handled.

This page explains what insurers actually look at and how to avoid delays.

Can You Get Life Insurance or Mortgage Protection If You Have Bipolar Disorder?

Life insurance and mortgage protection are often possible with bipolar disorder.

This guide explains how insurers assess stability, why order matters, and what to do before applying.

Declined for Mortgage Protection. What Happens Now?

If you’ve been declined for mortgage protection, it doesn’t mean your mortgage is over.

This guide explains what to do next, how to avoid repeat declines, and when a waiver may apply.

Can You Get Life Insurance or Mortgage Protection with Cardiomyopathy?

Cardiomyopathy doesn’t automatically rule out life insurance or mortgage protection in Ireland.

What matters is the type, stability, age, and which insurer you apply to first.

This guide explains how insurers actually assess cases and how to avoid costly mistakes.

Cancer Cover is Possible (even if you can’t get serious illness cover)

Cancer-only cover isn’t a replacement for full serious illness cover, but it can be a useful fallback if full cover is declined, restricted, or too expensive.

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