The Lion Life Insurance Blog

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

Most people with haemochromatosis in Ireland can still get life insurance, mortgage protection, or income protection once ferritin and liver results are stable.

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.

Most of us dodge the life-insurance chat like it’s small talk at a wake.

It feels awkward, a bit morbid, and full of jargon nobody explains.

But life insurance isn’t about death — it’s about security. It’s the promise that, if something happens to you, the people you love can keep the lights on and the mortgage paid.

In this post, I break down the five most common excuses people use to avoid life insurance — from “I’m too young” to “It’s too expensive” — and show why none of them really hold up.

Grab a cuppa, have a read, and finally tick this one off your list.

Your future self (and your family) will sleep better for it.

Company directors can protect their income the smart way — company-paid, tax-deductible, and no Benefit-in-Kind.

A full guide to staying covered if illness strikes.

Mortgage protection’s grand… for your bank.

A convertible plan, though?

That’s where things get interesting — it protects you too, with cover you can extend later without another medical grilling.

Think you need life insurance for your mortgage? You don’t — the bank just needs mortgage protection.

Here’s the difference, when to upgrade, and how to save.

Confused about mortgage protection?

This 2025 guide breaks down how it works, when you need it, and why it’s smarter to shop around instead of buying from your bank.

Royal London’s Serious Illness Cover has improved — more conditions, unique mental health benefit, a shorter survival period, and strong claims stats.

But is it the right policy for you?

Lying on a life insurance or mortgage protection form might feel harmless — but it’s the #1 reason claims get declined.

Irish Life paid 99% of death claims in 2024. The 1%? All due to non-disclosure.

Here’s what really happens if you “massage” your application.