The Lion Life Insurance Blog

Think you need life insurance for your mortgage? You don’t — the bank just needs mortgage protection.

Here’s the difference, when to upgrade, and how to save.

Confused about mortgage protection?

This 2025 guide breaks down how it works, when you need it, and why it’s smarter to shop around instead of buying from your bank.

Royal London’s Serious Illness Cover has improved — more conditions, unique mental health benefit, a shorter survival period, and strong claims stats.

But is it the right policy for you?

Lying on a life insurance or mortgage protection form might feel harmless — but it’s the #1 reason claims get declined.

Irish Life paid 99% of death claims in 2024. The 1%? All due to non-disclosure.

Here’s what really happens if you “massage” your application.

Becoming a parent changes everything — including how you think about money.

Life insurance for parents in Ireland makes sure your family stays financially secure if the worst happens.

This guide covers how much cover you need, the difference between life insurance and mortgage protection, whether both parents need cover (spoiler: yes), and why income protection often matters more than serious illness cover.

Confused about the difference between term life and whole of life insurance?

We break it down in plain English — costs, pros, cons, and which option might suit you best in Ireland.

So let’s try and decipher what’s going on.

As a doctor, you’re well aware from dealing with your patients that life can take unexpected turns.

The same could happen to you.

One day, you’re in the operating room or consulting with patients, and the next, you could be facing an illness or injury that sidelines you from your profession.

Income protection is designed to be your financial safety net in these scenarios, helping you maintain your lifestyle and cover your expenses whil you focus on getting back to work.

But what exactly does income protection involve, and why is it so crucial for doctors?

Some insurers treat jobs differently — meaning the same role could cost far more with one insurer than another.

Your occupation class (1–4) affects price, benefits, and even whether you’ll be accepted.

This guide explains how income protection works by job, how to avoid overpaying, and why checking all insurers matters.

A step-by-step guide to picking the right income protection policy in Ireland.

Learn the 5 key decisions that matter, avoid common mistakes, and see how to compare insurers like a pro.

Is New Ireland the best choice for your mortgage protection?

Here’s our review of their cover, pricing, and exclusive benefits like Better Health.